I recently paid off $8,000 worth of credit card debt. I am ashamed to say that I let my credit card get that high, but there are various factors that made it very easy to swipe my plastic card. I had my “this cannot be life moment” when I looked at that bill and realized I nearly maximized my credit card and I did not even have that equivalent amount in my savings account. I told myself I would pay it off eventually; however, this…